I didn’t start with wealth—I started with nothing. For 18 years, I served as a full-time missionary, learning how to live by faith and purpose. Today, I’m a Registered Financial Planner, Wealth Coach, and entrepreneur who has founded multiple companies.

I wrote Usapang Pera to encourage every Filipino: no matter where you begin—even from zero—you can build yourself toward freedom. This book is not just about money, but about hope, discipline, and the courage to take the first step toward your own financial breakthrough.